About Us
Who we are
Our history
Founded in the early 1990s, Pentalpha quickly became the trusted partner in stabilizing and restructuring distressed financial institutions. Our firm played the leading advisory and management roles during major financial crises, including the 1998 Russian debt crisis and the 2008 mortgage collapse. These high-stakes assignments impacted hundreds of billions of dollars in assets and shaped the future of financial risk management.
With a team of former credit traders, quantitative analysts, and loan operations specialists, Pentalpha has consistently been at the forefront of debt restructuring and financial optimization. Our long-standing corporate independence empowers us to offer unbiased advisory services, allowing us to represent financial institutions, corporate boards, and federal agencies with absolute integrity.
Our Commitment
We don’t just provide solutions—we become your strategic partner, leveraging industry-leading technology to help you make informed, data-driven decisions in an increasingly complex financial landscape.
We value our corporate independence as the foundation of our integrity. We work for the deal—not for any biased party—ensuring objectivity and fairness. We actively identify and remediate conflicts of interest, and we respectfully challenge conventional thinking to drive better outcomes for all stakeholders.
Our credentials are built on deep credit operations expertise, sophisticated covenant structuring, and a proven track record in high-profile workouts. We leverage advanced artificial intelligence to detect risk patterns and surface critical insights, combining human judgment with cutting-edge technology.
Our mission is to help private credit markets flourish by transforming unstructured data into actionable insight—revealing borrower, collateral, and deal structure bias. We perform deep credit analysis, establish robust behavioral benchmarks, and support defendable compliance decisions to promote transparency, accountability, and long-term market integrity.
Meet our team
Awesome people helping finance leaders grow.
Jim Callahan
Chairman
Rhonda Weston
Director, Compliance Operations
Kathleen Olin
Director, Structured Credit Products & Operations
JR Campuzano
Client Solutions