Pentalpha Governance offers end-to-end surveillance and governance services designed specifically for SASB lenders, underwriters, and issuers with horizontal and vertical risk retention exposure.
Pentalpha Governance offers end-to-end surveillance and governance services designed specifically for SASB lenders, underwriters, and issuers with horizontal and vertical risk retention exposure.
Fulfill horizontal risk retention requirements with an embedded, conflict-free partner.
Let us act as your internal monitoring desk across your SASB positions — both retained and sold.
We serve as the neutral, independent party monitoring borrowers, servicers, and collectors — protecting the deal’s integrity and your reputation.
We help sponsors and legal counsel embed better governance into deals from day one, reducing future ambiguity and conflict.
Track ownership changes in control-eligible certificates. Avoid being blindsided by bad actors.
Improve control provisions pre-issuance to reduce behavioral bias and mitigate litigation exposure.
Pentalpha isn’t a vendor. We operate as a trusted, independent governance authority embedded in your transaction, committed to:
Top commercial banks, top investment banks, top rpivate credit firms and the US Government already leverage Pentalpha’s independent testing and surveilance as a best practice.
Why not you?
Pentalpha offers a suite of bespoke, modular services designed to address investor and rating agency concerns, enhance governance, and strengthen transparency across structured finance transactions. These offerings are tailored to fit specific transaction needs and market conditions.
We don’t start when the loan goes delinquent. We start on day one to supervise the deal operators so the lowest count of losses become delinquent.
Delivers enhanced reporting and market-aligned insights through proprietary software tools.
Investigates delinquencies within the first 90 days of issuance to determine borrower fault vs. servicing error.
Monitors and reports on unresolved or missing loan documentation (e.g., title docs).
Adds a surveillance layer for investor confidence by reviewing changes to loan pools against pre-set parameters.
Tracks receipt and status of transaction party compliance deliverables.
Advises trustees and issuers during trust and asset liquidation events.
Provides asset valuation services tied to life-of-transaction events.
Calculates and facilitates servicing fees and incentive reporting between transaction parties.
Pentalpha has worked with leading global financial institutions, ensuring CMBS SASB Lenders & Underwriters can execute their responsibilities with precision and reliability.
