Protect Your Program. Strengthen Your Brand. Stay in Control.

You’ve spent years building a trusted issuance platform. Don’t let post-closing risks, bad actors, or reputational landmines undo it.
Pentalpha Governance partners with leading CMBS securitization issuers to provide governance, compliance, and operational control solutions that preserve deal integrity, enhance market perception, and support long-term monetization strategies.

The Hidden Risks You’re Facing

When you’re no longer the control-eligible party in your deals, who’s actually pulling the strings?

CMBS deals don’t just run on auto-pilot. Without proactive monitoring, your retained interests — and your reputation — are vulnerable to forces outside your control. 

Pentalpha Is Your Governance and Surveillance Ally

We provide value and operational opinions so other transaction parties can rely on them to perform faster and smarter. The result is “Good Governance“.

We don’t work for distressed borrowers. We don’t consult for special servicers behind the scenes. We work for the integrity of the deal — and your reputation.

Pentalpha is the structured credit market’s independent “source of truth”, often stepping in as the honest broker during complex workouts or disputes.

We can monitor trading activity and ownership of control-eligible certificates — so you know exactly who’s in the driver’s seat. 

We help you improve control provisions before the deal is live, minimizing bad-actor risk before it ever hits the docs. 

Pentalpha offers a suite of bespoke, modular services designed to address investor and rating agency concerns, enhance governance, and strengthen transparency across structured finance transactions. These offerings are tailored to fit specific transaction needs and market conditions. 

 

Analytics and Transaction Supervisor

Customized Portfolio Analytics

Delivers enhanced reporting and market-aligned insights through proprietary software tools.

Eligibility Criteria

Adds a surveillance layer for investor confidence by reviewing changes to loan pools against pre-set parameters.

Early Payment Default

Investigates delinquencies within the first 90 days of issuance to determine borrower fault vs. servicing error.

Compliance Certification Monitoring

Tracks receipt and status of transaction party compliance deliverables.

Trailing Document Certainty

Monitors and reports on unresolved or missing loan documentation (e.g., title docs).

Advisory and Transaction Support

Trust Winddown Advisor

Advises trustees and issuers during trust and asset liquidation events.

Servicing Fee Calculation Agent

Calculates and facilitates servicing fees and incentive reporting between transaction parties.

Collateral Valuation Agent

Provides asset valuation services tied to life-of-transaction events.

No one enjoys workouts.
The best strategy is to reduce the need for one upfront. If one is needed, implement a defendable strategy quickly and transparently. We can help with both.

You have Compliance, Risk and Reputation Under Control

Pentalpha Surveillance Services deliver:

Why Choose Us

Be recognized for your Governance Leadership - Not just lower Financing Costs.

Top 10 banks and major finance companies already use Pentalpha’s governance and testing services as a best practice. Why shouldn’t you? 

Boost investor confidence — and potentially your stock’s P/E multiple
Proactively protect your corporate brand and shelf integrity
Stay off the front page (for the wrong reasons)
Exceed expectations of your regulators, auditors, and stakeholders

Pentalpha has worked with leading global financial institutions, ensuring CMBS Securitization Issuers can execute their responsibilities with precision and reliability.